Ghost Acquisitions LLC

Terms and Conditions

Last updated: July 20, 2026

These Terms and Conditions govern your use of bookdwithai.com and the services provided by Ghost Acquisitions LLC, a licensed independent insurance brokerage located at 3070 Bristol St, Ste 655, Costa Mesa, CA 92626. By using this website or opting in to our text message program, you agree to these terms.

Our services

Ghost Acquisitions LLC helps individuals, families, and self-employed professionals compare and enroll in health insurance and supplemental coverage. We are an independent brokerage. We do not underwrite policies, and coverage decisions are made by the insurance carrier you select.

SMS program and messaging use cases

Ghost Acquisitions LLC operates an SMS text message program for individuals who request an insurance quote through our website and expressly opt in to text messaging. The program sends the following types of messages:

These are the only categories of messages sent under this program. We do not send messages promoting unrelated products, and we do not message individuals who have not opted in through our form.

How to join the program

You may opt in by checking the optional consent box on our SMS opt-in form and submitting your mobile phone number. The checkbox is unchecked by default. Consent is not a condition of purchase and is not required to receive a quote.

How to opt out

You may cancel the SMS service at any time. Reply STOP to any message you receive from us. After you send STOP, we will send one confirmation message and will not send any further text messages. If you want to rejoin, submit the opt-in form again or reply START.

Help and support contact information

Reply HELP to any message for assistance. You may also reach us directly:

Message frequency, message and data rates

Message frequency varies based on your interaction with us. Message and data rates may apply. Any charges are billed by and payable to your mobile service provider. Contact your wireless provider for details about your messaging plan.

Carrier liability disclaimer

Wireless carriers are not liable for delayed or undelivered messages. Delivery of messages is subject to effective transmission by your wireless service provider and is not guaranteed by Ghost Acquisitions LLC. Supported carriers may change without notice.

Age restriction (18+)

You must be at least 18 years old (18+) to use our services, to consent to receive text messages from Ghost Acquisitions LLC, and to submit information through this website. Our services are intended only for adults age 18 and over. By opting in, you represent and warrant that you are 18 years of age or older, that you are the account holder for the mobile number provided or have the account holder's permission to use it, and that you are legally able to enter into this agreement. We do not knowingly collect information from anyone under 18 years of age.

Privacy

Information collected through the SMS program is handled as described in our Privacy Policy. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. SMS opt-in data and consent will not be shared with, sold to, or transferred to any third party.

Accuracy of information you provide

You agree to provide accurate and current information when requesting a quote, including a mobile number you are authorized to use. If your mobile number changes or is reassigned, notify us so we can update or remove your record.

No guarantee of coverage or rates

Quotes and plan information provided through this website or by text message are estimates based on the information you supply and are not offers of insurance. Final eligibility, premiums, and coverage terms are determined by the insurance carrier.

Limitation of liability

To the fullest extent permitted by law, Ghost Acquisitions LLC is not liable for indirect, incidental, or consequential damages arising from your use of this website or the SMS program. Nothing in these terms limits any liability that cannot be limited under applicable law.

Intellectual property

The content on this website is owned by Ghost Acquisitions LLC and may not be copied or redistributed without permission.

Changes to these terms

We may update these Terms and Conditions. The current version is always posted on this page with the "Last updated" date above.

Governing law

These terms are governed by the laws of the State of California.

Contact us

Ghost Acquisitions LLC
3070 Bristol St, Ste 655
Costa Mesa, CA 92626
Phone: (669) 337-9293
Email: dan@bookdwithai.com